brazil rails · Lerian-owned messaging over the RSFN
From the ledger to BACEN, with no one in between.
Your institution's messages travel on Lerian software all the way to the networks of BACEN, Brazil's central bank — with no third-party gateway in the money path.
message path
Two layers of connectivity.
Lerian connects your institution to the Brazilian rails in two ways. Both settle through Midaz — the same ledger, the same accounts, the same business logic.
Native messaging
Lerian-owned · direct at BACEN
Our own connections to the BACEN networks and to the market infrastructures it supervises. Seven rails:
| SPI | Instant Payment System | Pix — instant payments settled directly in BACEN's SPI, as a participant in the scheme. | docs ↗ |
|---|---|---|---|
| SPB | Brazilian Payment System | TED and STR messaging — high-value interbank transfers settled in real time. | docs ↗ |
| SILOC | Deferred Settlement System (Nuclea) | Deferred net settlement of interbank credit orders — TEC and boleto (Brazilian bank slip) flows. | docs ↗ |
| SLC | Centralized Settlement Service (Nuclea) | Settlement of the card scheme between acquirers, sub-acquirers and settlement institutions. | docs ↗ |
| STA | File Transfer System | File exchange with BACEN over the RSFN — regulatory and operational files. | docs ↗ |
| SISBAJUD | Judicial Asset Search System | Asset searches under court order, balance queries, and freeze and release orders. | docs ↗ |
| Consignado | Dataprev | Consignado credit operations — payroll-deducted lending — exchanged with Dataprev, including averbação, the payroll registration itself. | docs ↗ |
Partner interfaces
adapters · in production today
Adapters that reach the rail through a connectivity partner's infrastructure. Your integration with the platform stays the same.
- Direct Pixvia JD
Direct participant in the Pix scheme, connected through a certified technology provider (PSTI).
- Indirect Pixvia BTG
Indirect participant in the Pix scheme.
- TEDvia JD
TED interbank transfers, same business day.
Why direct matters.
01
One less dependency
No connectivity provider between you and BACEN: one less contract, one less SLA, one less point of failure in the money path.
02
Sovereignty over the stack
The messaging follows the same principle as the rest of the platform: you own your stack, your data and your logic.
03
Everything settles in Midaz
Native or through a partner, payment traffic settles through Midaz — the same ledger and the same accounts. Changing the connection model does not change how you record money.
Connect your institution to BACEN.
Talk directly to the people who build the messaging.